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Wednesday, May 16, 2012
Learning to Live … Every Minute
Whether we’re actively wishing our lives away (a la “Is it Friday yet?”) or just going through the motions each day, a little numb and without much sense of deliberation, the vast majority of us have lost touch with the value of each year, month, week, day, minute.
Why Not NOW?
If you haven’t taken the time to read Eckhart Tolle’s The Power of Now, download it on your Kindle or pick up a copy at your local library or bookstore. This 1997 bestseller (which adorns the bookshelves of millions of readers) really got me thinking about slowing down – about being more “present” in my life and my interactions with others. I knew while reading it that I will need to read it again – perhaps three times before I’ll be able to really incorporate its lessons into my life in a meaningful way. But I think it will be worth the time to read it again.
Why is a book by a “spiritual leader” so wildly popular? Maybe it’s because there is a deep and palpable need in our communities to be more connected. Maybe it’s because, in our quest to “find” the perfect house, the perfect leather couch, the perfect mate, the perfect job, and the perfect pair of peak-toe pumps, we have lost ourselves.
Every day, I hear someone talk about what they are going to do “someday.” (And sometimes, that someone is me.) We all know that person who is going to visit Hawaii “someday” and the friend who is going to buy themselves a sports car “one of these days” and the neighbor who has a list of books she is going to read “when she gets around to it.” Who are we trying to kid? Why not NOW?
What horrible atrocities might befall us if we booked a flight to Hawaii tomorrow? Or made a down payment on the Audi TT this Saturday? Or spent an entire day, in yoga pants, reading an indulgent novel next Tuesday? I, for one, think the world is not likely to stop spinning on its axis if we turn “one day” into today.
How Will You Use Your Hours?
A few months ago, I had the pleasure of hearing a keynote address from Harry Kraemer, the inspiring leader who served as CEO of Baxter Laboratories and who recently published a book entitled From Values to Action: The Four Principles of Values-Based Leadership. And I learned something fascinating. I learned that it’s possible to be “successful” by the American business standards and also be a great spouse, an engaged parent, and a compassionate friend. And I learned about the power of 168.
Kraemer is a mathematician and his favorite number is 168. It’s the number of hours in a week. He reminds us that no matter how hard you try, you can’t increase that allowance. All you get is 168. Which got me thinking about the choices we make, and the impact it has on our lives.
Spend an hour arguing with someone on the phone … Now you’re down to 167.
Invest an evening watching a really bad movie … 165.
Worry for an hour about something you can’t control … 164.
Lose 5 hours this week to the commute … 159.
Go golfing instead of spending time with your kids … 155.
Attend two meetings where you accomplish nothing … 152.
Before you know it, there’s barely time left to sleep. And there certainly isn’t time left for the things that really matter.
What Matters to Me
If you were to follow me around, most days, with an audio recorder, you’d hear me muttering about the truly mundane. About “commitments,” “schedules,” “meetings,” “appointments,” “reports,” “paperwork,” “e-mail back-logs,” “strategy briefs” and “what will we eat for dinner?” Fascinating stuff, to be sure.
But the soundtrack of my subconscious is so much more inspired. She’s thinking about what really matters to me. I should listen to her. She’s pretty wise.
What matters is that I live more fully. That I have great love in my life, true friendships, soul-lifting laughter, and more smiles than I can count. What matters is that my life has more meaning and less “busy-ness.”
I’m not about to suggest that we can or should lose focus on how we’ll pay the mortgage or live up to the reasonable commitments in our lives, but I do think some of those commitments could be abandoned. I believe it’s possible to live each day and each hour with more vigor and less worry. I believe that we run the risk of “what if”-ing ourselves into not living our lives to the fullest.
What if we take too many vacations and don’t have enough money in our bank accounts when we’re dead? What if my friends think I’m crazy for adopting another puppy? What if I fall asleep on this chaise lounge? What if he doesn’t love me back?
As of this moment, I have been alive for nearly 14,000 days. But I probably have fewer than 100 truly “amazing moment” memories. This realization makes me sad; every day is worth remembering.
So I’m going to take Horace’s advice to go “pluck and make use of” my days.
I’m going to love more deeply and widely. I will laugh with reckless abandon. I will discover more, and revel more, and feel more. I will delight in the new and find joy in the now. I will see, and hear and smell and taste live more fully.
Will you?
Sunday, January 1, 2012
Saturday, December 31, 2011
Learning to linger ...

It’s the last day of 2011 and it’s the kind of day made for reflection. By any measure, it was a day of simple pleasures and little stress. We took a break from putting away holiday decorations to enjoy a late-morning visit with our friend Marlena and her daughter, followed by a trip to the veterinary clinic for an annual check-up for one of our dogs. Then back home, where my husband and I sat near each other, each reading a book silently, looking up every so often to smile or comment on the antics of the four sheltie “children” frolicking in the living room. We had a nice visit with our friend Sara, sharing hot chocolate and rice krispie treats, and then settled into an afternoon with nowhere to go and nothing to do. And somewhere, in the quiet moments, I got to thinking about what I’d learned this year.
I have learned that life’s most powerful lessons come when we linger – when we stop rushing and take a deliberate pause. When we realize that the most meaningful moment is now.
Roses for Grandma
I come from a family without a religious tradition. So I don’t know how I’m “supposed” to handle death. On August 13th, I went to the cemetery where my grandparents and great-grandparents are buried, to bring a bouquet of red roses to commemorate what would have been my grandma’s 89th birthday. I laid down the flowers and immediately looked back toward my car, thinking there was nothing left to do but drive home. But something told me to linger.
So I sat down in the grass in front of the gravestone and listened to the birds. I slowly and deliberately brushed each piece of dried grass, thrown from the mowers, off the marble to reveal its lettering more clearly. I arranged the flowers perfectly. I smelled them and remembered how I
always brought my grandma flowers on Valentine’s Day and on her birthday. I took a moment to wonder what my grandpa was like; he died before I was born, when he was just 8 years older than I am now. I wondered what it must have been like to have been widowed so young, and how my grandma’s life was changed by that tragedy.
I stood up and starting wandering the row of burial plots. The stone next to my grandparents belongs to a couple whose wedding date is inscribed in a heart shape, right between their names. They were married on August 22nd – the same day that Robert and I were married. It made me smile and make a mental note to put that in my will – to ask my family to have my gravestone commemorate not just my birth and my death, but the days – like my wedding day – when I was most alive. Further down the row was a stone with three names – mother, father and 13-year-old boy – who all died on the same day. I lingered at length, wondering if they were in a car accident or a house fire, and wondering who gathered around their caskets to lay them to rest.
The other side of the aisle had more stories. Two brothers – one who lived to be just 4 and another who died at 10 – their deaths several years apart. How could one family be so unlucky? Did their sons both have the same genetic disease? Did the second child know what fate awaited him? How do two parents ever recover from this kind of double tragedy?
I never knew my great-grandparents, but am glad that they are buried in the same cemetery – and the same garden row – as my grandma and grandpa. I walked down to their stone to brush off the dried grass and to give them a warm smile.
And then I turned around to look out across the entire cemetery and saw a fascinating sight – several sturdy, stately trees sheered off in the middle of their trunks by a tornado that passed through the past week. I snapped a photo and went back to my car, thinking of the phrase “cut short” and not sure whether I was thinking of the trees or the little boys, or both.
Lingering Matters Everywhere
Perhaps you’ve heard the Alabama song “I’m in a Hurry to Get Things Done.” It’s really the theme song of my life – not something I’m particularly proud of, but an acknowledgement that means I can make meaningful change. I am always working too hard and too much, rushing from place to place, assembling achievements, scheduling more commitments, amassing “to do” lists that rival each previous “to do” list. And I infrequently take a moment to just think – to take a deep breath and to reflect on where I’ve been, what I’ve learned or where I’m headed. The inexcusable lapse between my blog posts is itself a tiny bit of evidence that I have spent much of my year rushing, and not enough of it reflecting.
So, while I’m not much on the idea of “New Year’s resolutions,” I am making one this year. I resolve to linger. More often. And longer.
Because I think lingering matters. It matters at work, where the choice to slow down before rushing off to the next meeting could mean choosing to share a compliment at how a difficult business issue was handled. It could mean impacting a career in a positive way, or building an alliance or gaining clarity. Sometimes being late to the next meeting is worth it.
Lingering matters at home. Just this week, I went to bed in tears, feeling overwhelmed with the discovery that the failure of a piece of computer hardware meant that I’d lost nearly everything I’d written – personally and professionally – between 2002 and 2007. I was distraught and angry and lashing out at my husband, who didn’t deserve it. Once the lights were out and we had both crawled under the covers, I expected Robert to fall asleep without another word or gesture. But he listened to me crying and he chose to come linger with me. He slid over to my side of the bed, wrapped his arm around my waist, and said nothing.
Lingering matters with friends and with strangers. This past summer, I took a long lunch break to go to the neighborhood park with a friend and his two sons. We lingered there long past when I normally would have gotten back to my desk. We lingered so long, in fact, that I got a horrible sunburn. And it was fun, and relaxing and joyful, and exactly what I needed.
And yesterday, I met a 94-year-old woman who is housebound and under the care of hospice nurses. I had been told she loves dogs, so I brought two of my pups to visit with her. And long after my mom – who introduced me to my new friend Betty – suggested we leave, I lingered. I watched silently as this amazing woman who has lived nearly a century got lost in the sensation of petting a five-pound puppy with her own tiny, frail hands, and in the joy of being kissed on the nose by this gentle creature who doesn’t see her wrinkles or care that Betty turned off her hearing aid.
In 2012, and always, I hope you linger. I hope that when you’re in the middle of a busy day, and have a nagging feeling that one of your colleagues is struggling with something that is going unsaid, that you will approach her and ask if she is okay. And then that you will have the courage to wait, in silence, for her to feel and acknowledge your emotions – for her to recognize your compassion and concern and to let down her wall for a moment to share what is bothering her. It might take just five minutes for you to take pause to remind yourselves that we don’t check our humanity at the door when we enter the workplace each day.
Quit rushing. Start breathing more deeply. Go ahead and close your eyes the next time you are kissed or someone tells you they love you. Brush the grass off a gravestone or go back for a second hug before a new friend departs. Smile before you walk away instead of after. Look your spouse and your children in the eye tomorrow during dinner. Ask someone how their day was, and if they say, “fine,” ask for more detail. Then sit back and listen.
Life is in the lingering.
Wednesday, July 6, 2011
Learning to embrace vulnerability as a business asset

In business, our greatest successes are often credited to great leaders -- to men and women who exhibit unflagging devotion to their companies' ideals, to the care of their customers, and to the daily acknowledgement that their employees are their greatest assets. And when it comes to the character traits required of such "great leaders," the descriptions often center around strength -- toughness, courage, perseverance, and the ability to forego one's personal needs in favor of the "greater good."
So, for most of us climbing the rungs of the corporate ladder, the last trait we would consider embracing is "vulnerability." And yet, the willingness to be vulnerable in business might very well be what separates good leaders from great leaders -- and overwrought professionals from those whose careers bring them balance, fulfillment and joy.
Early in my career, I determined that being tough was the key to success -- particularly for women in business. I accepted my first director-level role at just 28 and quickly found myself trying to prove my worth among colleagues with more experience, more tenure, more graduate degrees, more gray hair, and more -- well, let's admit it -- testosterone. In that particular organization, there were only two kinds of women in executive leadership roles -- the "sugar and spice" women who had been promoted by the old boys' network for the softness and balance they brought to the board room (carried in, of course, on stiletto heels), and the female leaders who had checked their femininity at the door and were hoping beyond hope that their boxy business suits and tireless hours at the office would somehow level the playing field. And I, for one, was not about to become the kind of leader who sustains her power by filling the office candy bowl, smiling sweetly, deferring always to the president (even when he's wrong), and scheduling the next cosmetic surgery procedure well in advance of needing it.
Let me step back for a moment to clarify that this blog post is not a lesson on gender disparities in business -- not a diatribe on embracing femininity in the workplace. My journey toward understanding the value of vulnerability in business has been colored (and delayed, I think) by my experiences as a female leader, but what I have learned would serve me equally well if I were a man -- in any industry, at any age, and under any circumstance.
Here's where my thinking got off track many years ago -- I equated vulnerability with weakness. And I attributed weakness to the softness that women are socialized to embrace. I read books like Nice Girls Don't Get the Corner Office, and I spouted nail-spitting phrases like "I'm not here to be liked. I'm here to be respected."
Looking back, I don't regret the years I spent being a "tough" business professional. I suspect my previous outlook and the behavior it inspired gave me the confidence to assert myself in a tough industry and to achieve a great deal for my colleagues and customers. But recently, my career has called out for a dose of balance. I got it by embracing vulnerability as a business asset. And you can too.
Imagine what your organization could achieve if you let down your guard long enough to admit that you don't know what you don't know. Imagine how you might help your employees grow if you could truly gain their trust, and be admired for your humanity as much as for your authority.
At a large marketing conference earlier this summer, an amazing thing happened. Keynote speaker and revered marketing expert Seth Godin ended his talk by encouraging the 500 attendees to spend their lunch hour sharing with their tablemates the "one irrational fear" that they were currently facing. So we did. Strangers and comrades, we talked about our work projects, our leadership deficiencies, and our dreams deferred. And in the moment of embracing the fear -- in becoming vulnerable to those who we respect and admire -- we released the fear, made valuable business connections and left -- yes, it's true -- impressions of ourselves that were strong and authentic and anything but "weak."
Tuesday, April 26, 2011
My New Book, Hot Off the Presses...

Do you have ideas for a "lesson" I ought to explore (in the blogosphere, in the book, or both)? I welcome your suggestions. In fact, I'll choose my next post from among the topics you suggest. For today, I'm just focusing on "learning not to eat too many jelly beans."
Sunday, April 10, 2011
ANNOUNCEMENT: Kate's book has just been published!

Saturday, January 29, 2011
Learning to "go public" with your private life...

Just years ago, there were things that no one talked about in “polite company” (whatever that means) – not your love affairs or your recent medical tests or your excitement over landing a new job. But thanks to everyday bloggers and other forms of self-publishing, anyone can have a platform – even if it’s just your Facebook profile, where you comment on which child has come down with a cold this week, or your Twitter feed, where you like to wax philosophical about current events or the new restaurant on the edge of town.
Privacy Vs. Secrecy; And Sharing as a Way to Connect
Last week, Oprah Winfrey dedicated an entire episode to telling the world about her recent discovery that she has a half-sister who she never knew existed. She was candid and vulnerable about what this meant for her relationships with the sister, her mother, and her new-found niece and nephew. And she was quick to point out that she chose to do the episode because there’s nothing more powerful than owning your truth. (Indeed, she could have let the tabloids and news shows tell her story – or their versions of it. But to maintain the power over your life and its truths, you need to be the mouthpiece for your own stories.)
Sure, there are things that we don’t need to tell the world (and plenty of things the world doesn’t want to know about us). But I find it liberating that we live in an era in which strangers are connecting every day, where we’re loosening up our definitions of “friendship” to let more people into our lives, where the kind of silence that used to be respected as a preference for “privacy” is now sometimes criticized as “secrecy.” That last one can be a double-edged sword, indeed, but I – for one – don’t ever want to go back to a time when families whisper the word “cancer” or when we disown our adult children for their failed marriages or when we suffer in silence when dealing with a financial strain that could be alleviated if we would only reach out for the insights of others.
I’m a connector. I am logged into Facebook and LinkedIn every day. I have two e-mail accounts, three phone numbers, a Twitter feed, a Skype account, and a penchant for attending networking events. There are many things that I do not know, but two things that I know for sure: 1. I am more likely to learn about and conquer my areas of ignorance and fear if I connect to others. 2. My life is simply richer and more joyful when I am interacting with others versus turning inward.
A Caveat
To be able to have anything meaningful to say to others, we must first understand ourselves. So I’m not suggesting we spend all our time at parties, ballgames, or business mixers. The time we spend alone is incredibly valuable -- for our intellectual and spiritual growth, and for our overall physical and emotional well-being. I try to find some time each day to just be. To breathe deeply. To get lost in a beautiful sound – like the ducks flapping their way to a water landing on the pond behind my house, or a restful instrumental song on the radio. To do something that stretches my mind – like writing a poem, or a blog entry, or reading a chapter of a great book while soaking in a bubble bath.
Becoming an Open Book (Literally)
This year, I am taking on the challenge of purposefully blurring the lines between the self who likes to listen to backyard wildlife and the self who puts on a business suit to speak at professional conferences. And, no, I’m not going on a speaking tour to talk about ducks. Well, not exactly.
In a few months, I’ll be unveiling a book of poetry entitled The Other Side of Demure. It contains recent work, as well as pieces that I’ve written throughout my 20-year career as a writer. It is – as is most poetry or short fiction – a kaleidoscope of truth, fantasy, wonders, and observations. While there are many poems in which the speaker (voice) is not the author – or at least not entirely – she’s in there. These are poems that could not have been written by anyone but me, so I have to face the vulnerability of letting a reading public into my life in this way.
So, Maybe You’re Not a Writer
Not everyone will write a book, or release an album, or offer up their words or art in a very public way. But we can all find a project that challenges us to be more authentic, more vulnerable, more introspective, and ultimately more supportive and welcoming of the people around us.
Peel away just one layer of self-protective anonymity in the name of reaching out to others. You might be surprised by how much more whole you feel without that shell, and how much warmer it is when you’re just a little more bare.
Sunday, January 2, 2011
Learning to cook...

Friday, July 30, 2010
Learning to let go...

If you’ve been reading this blog for any period of time, you’ve probably surmised that I write about three kinds of lessons:
1. Those I have already learned (usually the hard way)
2. Those I am in the process of learning
3. Those lessons I desperately need to learn, but with which I am struggling.
Today’s post is about that third kind of lesson – one that eludes me at every turn.
Holding On vs. Letting Go
Ironically enough, I was just listening to the Glee soundtrack in my car and am now humming “Keep Holding On…” (originally performed by Avril Lavigne, but beautifully interpreted by the cast of Glee). [end of tangent]
“Holding on” can be a powerful and positive thing when it comes to:
• Our values
• Having hope in the face of tragedy (like a difficult medical diagnosis)
• Our steadfast love for our families and friends
• Our ability to smile and giggle and enjoy the little things in life, and
• Our belief that the world is essentially good, and that we deserve peace and health and happiness.
The ability to hold on to the things that really matter is often what keeps us grounded, sane, and able to contribute meaningfully to relationships, communities and organizations.
But “letting go” is also a virtue. One only needs to look around at the clutter in the average American home or to consider the emotional baggage that often keeps us from living happy, healthy lives to know that we have an epidemic of “holding on” to the negativity around us.
What I’m Holding Onto
They say that the first step in conquering a problem is admitting that you have one in the first place. So the very fact that I'm writing this blog about my need for this lesson must mean I’m on the right track – even if I’m very far from my destination.
My baggage is physical and emotional (though, it’s all essentially emotional in the end – even the pile of old clothing or love notes from relationships gone by).
Here’s what I’m holding onto – what’s weighing me down:
- Anger and frustration about my health (the “why me?” attitude that sometimes rears its ugly head, asking unanswerable questions about why the universe would saddle me with a rare blood clotting disorder, an autoimmune disorder, liver disease, and a stroke).
- Sorrow and anger regarding the hurtful things people have said and done to me in the past.
- Musings of dreams deferred and opportunities lost.
- Memories of bad breakups, ugly family fights, and asshole bosses whose criticisms are still taking up space in my head all these years later.
- A black, wrap-around miniskirt (size 6) that closes at the waist and hip via Velcro rather than zippers or buttons, and that carries with it very fond memories (but that also makes me feel like a failure for not still being that small, sexy, carefree girl).
- A closet full of regrets and guilt. I’m holding onto clothes in the following sizes: 4, 6, 8, 10, 12, 14, 16, 18, 20, 22, 24 (no, I’m not kidding). It’s a Goldilocks wardrobe – most items too small or too large, and some just right. About 70% of the contents of my cavernous walk-in closet is not about the now – about my reality. This means, of course, that every morning, I traipse into the closet to feel badly about myself – though sometimes I get a momentary thrill by musing my way through memory lane (that black, scoop-neck shirt I was wearing on that special day…those tiny denim shorts I bought at Old Navy before the dot-com bust ended my career in high-tech journalism).
- Books. Oh, boy – the books. Thinking of letting them go makes me cry. We have a library in our house, and I think of my books as friends and artifacts of my life – sometimes I think of them as trophies (particularly the really difficult fiction and ancient literature I read while working on my graduate degree in English). Ironically, while the books themselves might be holding me back, I’ve read many books about letting go.
Read These Books
- Clutter Busting: Letting Go of What’s Holding You Back, by Brooks Palmer. (I’ve worked with Brooks, once in cleaning my corporate office, and once at our home. What an incredible experience. I can hear him now, asking in his calm way, “Can we let it go? Is it serving you?” If you have a clutter problem, call Brooks. You might still have enough neuroses to blog about later – like me! – but I promise it will change your life.)
- Enough Already! Clearing Mental Clutter to Become the Best You, by Peter Walsh. (In my opinion, not as powerful or inspired as the work of Brooks Palmer, but an interesting and valuable read if you’re feeling emotionally stuck – particularly in your relationships.)
- The Power of Now, by Eckhart Tolle. Amazing. I intend to read this book a second time, to let it really sink in. If you’re not really living in the present moment, this book is for you.
- The Things They Carried, by Tim O’Brien. A book about a platoon of American soldiers during the Vietnam war. The three books mentioned above are self-help books, while this one is a novel. But it will leave you with a palpable sense of what it means to have physical and emotional baggage – how where we’ve been and what we’ve carried (physically and mentally/spiritually) can change us forever.
To their credit, without those authors, I wouldn’t be self-aware enough to even write this blog post. But I need to read them closely, and then read them again.
Public Service Announcement
I feel (worry?) that my readers who don’t know me personally or who have never visited my house must be thinking I live in a wreck. Not the case at all. Sure – I’ve got closet contents that don’t serve me, and I’ve got a stack of papers and Post-it notes strewn across my desk, and I haven’t sorted through my junk mail in over a week so it’s piling up on the island in the kitchen. But I’m very lucky to have plenty of good storage spaces in my house, so the real clutter is well hidden (from visitors, and – more importantly – from myself).
Back to My Point
I want to let go of the past, as well as my worries about the future, so that I can focus on now. Intellectually, I understand the value of making this mental shift. I just can’t quite get there.
There are perhaps three things we should all consider releasing: pipedreams (the kind that we know, deep down, won’t come true – like getting drafted to the NBA), negative emotions, and worries about what we cannot control.
At a recent conference, I heard the speaker advise the audience that we have three choices when we are presented with a situation that we don’t like:
1. Accept it
2. Change it
3. Leave it.
Simple, but powerful. Take a less-than-affectionate boyfriend or a demotion at work, for example. We can accept the change (learn to love the boyfriend for who he is and get the affection we need from puppies and friends, or accept the new role at the office as an opportunity or at least not the worst thing that could have happened). We can change it (work though the relationship problem – perhaps with the help of a therapist – or work hard to deliver results at the office before negotiating for a new opportunity at the company). Or we can leave it (pack our bags – or the boyfriend’s bags – or resign from the company and start over). But ultimately, those are really our only choices. “Holding on” to the negative emotions about a situation that we don’t like won’t help us move past it – it won’t help us create acceptance or change the situation or walk away.
Hmm. Prophecy by PowerPoint. Who knew?
So, I’m going to begin letting go. It will take work (and perhaps a lifetime), but I think it’s a worthwhile endeavor. Maybe by loosening my grip on what doesn’t matter, I can more firmly grasp what does.
(But I’m keeping the Velcro skirt.)
Wednesday, July 7, 2010
Learning to nurture and to be nurtured...

Sunday, June 20, 2010
Knowing Who You Are -- As a Couple

Sunday, June 13, 2010
Little bitty lesson: Being lazy is painful

Sunday, May 30, 2010
Learning to cherish the little things...

- An impromptu lunch with an old friend yesterday
- Organizing my piles of paperwork at the office and leaving with a sense of accomplishment
- Petting my dogs this morning, whose fur was warmed by the sunshine coming through the windows
- A pleasant 30-second interaction yesterday with a man in line at Target, who dropped a penny that I retrieved from under my cart
- The realization when I woke this morning that there will be one more day off before the work week begins
- Musing about something cute to wear to a family picnic this afternoon
- Making plans to attend a Memorial Day service at the Kenosha Harbor tomorrow -- a little gesture for the huge sacrifices that have been made in the name of freedom
You might not like s'mores, but I'm guessing there is something small and pure and sweet that reminds you how to live in the moment. I encourage you to find it, and build it back into your life, deliberately and with zeal. What little thing will you appreciate today?
Saturday, March 27, 2010
Little bitty lesson: Dating isn't for single people

Tuesday, March 16, 2010
Little bitty lessons: Bite-sized blog posts

Saturday, March 13, 2010
Learning to be joyful...

- Puppies [little, roly-poly puppies that are hopping around the yard or the living room like bunnies, yawning with that innocent little squeaky noise they make, or licking your face with abandon]
- Singing -- usually loudly and badly, to joyful songs like Paolo Nutini's New Shoes; sometimes, this kind of singing is accompanied by silly dancing in my kitchen
- Writing [but not all writing, mind you -- business writing can be satisfying, but writing for ME, whether it's a blog post, a poem, an essay or a short story, is what makes me joyful]
- Being tickled
- Deep laughter [the kind that happens when I hang out with my childhood friend, Michelle, or when I go to a comedy club]
- Little surprises [like coming home to discover my husband has made my favorite dinner, or winning a few dollars on a scratch-off lottery ticket]
- Exhilarating accomplishment [like reaching a mountain summit after a long hike, or crossing the finish line of a race]
- Teaching [go figure -- little miss "No Book, No Classroom" is happiest in the classroom
A Strategy for Joy
So I've decided that, in addition to my strategies for my career, my financial investments, etc., I'm going to craft a strategy for joy. Here's what my initial draft includes:
- More puppies. Because my shelties are now more than a year old, and it's not practical to get a new puppy each time the last one loses her "puppy breath," -- which reminds me of some women I know, who get pregnant every time their most recent baby abandons his pacifier -- I'm going to do things to keep my dogs young (like training them for agility competition), and maybe I'll volunteer at a veterinary hospital too.
- More singing. My new iPod will help in this endeavor. And if you ever see me driving on I-94, I hope the sillyness of me belting out a song behind my windshield makes you joyful too.
- More time with friends, more pillow fights, and more trips to Zanies. (I have a colleague who recently started performing stand-up comedy, but I think I'd be happier in the audience.)
- More exhilaration. We're planning a summer vacation, and I think I'd like to go back to New Hampshire's beautiful White Mountains, to climb again. And it's about time that I started training for another stair marathon. Hustle Up the Hancock, anyone?
- More teaching. I love my job as a marketing director -- it's enjoyable and a good application of my talents and experience. But I'd like to balance my day job with more time in the classroom. Last week, I had the opportunity to teach a business communications seminar for a group of employees at WMS Gaming. They were fantastic participants -- full of great suggestions and questions, and willing to be vulnerable and playful as we learned together. I left the training room and did something I don't do often enough -- I high-fived my colleague from the Corporate Education division of Lake Forest Graduate School of Management.
You Deserve More
You, too, deserve more joy in your life. More giggles and more high-fives. And more dancing in your kitchen. Take a few minutes to make your Joyful List, and get working on a strategy for seeking more joy. Not next month or next year or when you retire. More joy, right now. And I have a funny feeling that the more you focus on your own joy, the more your friends and loved ones will feel joyful too.
Tuesday, February 9, 2010
Learning to love your FICO score...

So, with all due respect to great (and patient and well-meaning) math teachers in high school and undergrad, I simply can't be the only person who is appalled that the U.S. school systems aren't teaching young people the quantitative lessons they truly need -- like now to calculate simple interest (ala your Bank of America card), how to create a realistic household budget, how to appreciate the incremental costs of a wedding if you invite your best friend's sister's boyfriend's brother's girlfriend (and if you have a cake and a dessert station), or how to save hundreds of thousands of dollars in unnecessary interest charges by making extra principal payments on your mortgage.
I've learned all of these lessons the hard way, and my mistakes have been many. But I'm hopeful that our younger generations might actually take a cue from the struggles of their parents, and that educators might start building curricula that include practical lessons for financial responsibility. One can at least hope.
Hey, baby. What's your...FICO score?
If you are a parent, I beg of you to teach your children just one lesson about dating and choosing a life partner. Forget astrological signs, and focus on character traits that you can take to the bank. I am far less interested in the fact that my husband is a Virgo (mutable, social, earthy -- whatever the heck that means!) than I am in his credit score and his retirement planning strategy. (And, yes, I did ask to see his credit report about three months into our relationship.)
To be fair, an approach to dating that is this pragmatic is bound to send some suitors packing. And good riddance to them! These days, most couples -- and I don't think this is an exaggeration -- are less scrupulous about who they have sex with than they are about who they would bare their bank account and credit report to.
Why is that? I think it's because so many of us never got "the talk" that really mattered. Sure, we heard some awkward explanations about the birds and the bees, but most of us never got schooled in the virtues of protecting our financial health. We learned about HIV, but not about bankruptcy. We might have learned how to balance a check book, but we didn't learn about 401(k) plans until after our first employers asked us to make elections (and we all went "um, what...?"). We didn't learn about credit card debt until our college years. And we didn't learn about the pros and cons of renting vs. owning a home until we'd fallen in love with the most adorable little condo near the lake.
Shame on us. And shame on the parents and teachers who should have prepared us for the financial realities that awaited us.
Silver Lining
This past year might go down in history as "The Great Recession, " but for those who were really paying attention, it was "the great education." It was the wake-up call that so many of us needed. It reminded us that credit card interest rates can go from 2.9% to 29% without warning; that good, highly educated, well-paid people can and do lose their jobs; that dream homes can lose equity (ours lost $50,000 in value this past year!); that not having a down payment for a car might now mean that you're taking the bus; and that your greatest defense against the disintegration of your marriage might be a healthy, honest, conservative financial plan that you both share.
So, I'm glad that this past year happened. It put irresponsible companies out of business. And it got Americans to slow down their spending and start putting their pennies in their savings accounts. It got me and my husband really talking about priorities and investments (and spending more quality time together, and less time and money at concerts and events where we can't even hear each other speaking).
With luck, there are great days ahead for all of us. Here are my financial tips for 2010:
1. Learn about the new FICO scoring system. Our days of ignorance are over.
2. Run your credit report (and your spouse's or future spouse's). Sit down together with a highlighter and a pen, and get honest with where you've been and where you're headed. Focus less on being ashamed of the mistakes you've already made, and more on the lessons that will take you forward.
3. Make a household budget. It doesn't have to be complicated. But it does need to have steadfast rules, timebound goals, and realistic parameters.
4. If you're a teacher -- especially a math, economics, accounting or finance teacher -- remember that the lessons you teach will change lives.
5. And if you're a parent, I beseech you... While you might think that giving your 14-year-old an iPhone with unlimited internet access and a texting plan makes you the "cool" mom or dad, doing so without making them responsible for part or all of the bill that they incur is -- I promise you -- going to backfire on you. Picture that teenager, 15 years from now, living in your basement still and making excuses for why the bank won't loan her the money for a decent car and for why the government is chasing her for her delinquent payments on her student loans.
Hell, I don't have an iPhone -- or even a knock-off -- with a data plan. Would I like one? Sure! Does it fit into my budget? Nope.
When it comes to wealth, I'm not a believer in winning the lottery or "marrying rich." Your financial destiny isn't destiny at all -- it's the result of applying the street smarts you'll probably need to pick up on your own. Because none of your teachers thought you needed a roof over your head as badly as you needed to take that foreign exchange trip to Paris.
**sigh**
Sunday, January 31, 2010
Learning to reconsider...

Saturday, January 16, 2010
Learning to relax...


